Regulation

Kbis extract

By the CourtImmo editorial team
Brokerage expert preparing professional guidance on the French mortgage market

An official document issued by the commercial-court clerk certifying a company's registration in the RCS. The firm's identity card, it is often required to open an account, sign contracts or check that a brokerage firm legally exists.

Key points

  • The only official document proving the legal existence of a commercial company.
  • Issued by the commercial-court clerk on request, in paper or digital form.
  • Lists the manager, address, activity, capital and any recorded amendments.
  • Its recency is often required (less than 3 months) by banks and ORIAS.

Frequently asked questions

How do you obtain a Kbis extract quickly?

A Kbis extract can be downloaded directly online from the official Infogreffe portal, usually within minutes, for a modest fee. For the routine needs of a brokerage firm (ORIAS renewal, account opening, bank agreement signing), the digital version with verification code is now accepted by virtually all counterparts.

Why do banks require a recent Kbis rather than an older one?

The Kbis reflects the state of the register at the date of issue. An old document may no longer match the current reality: the manager may have changed, the activity may have been amended, or the company may be in insolvency proceedings. By requiring a recent Kbis, the bank ensures it is dealing with a legally existing entity that is current with its filing obligations.

What is the difference between a Kbis and a D1 extract?

The Kbis concerns commercial companies (SARL, SAS, SA, etc.) registered in the RCS. The D1 extract applies to individuals carrying out a craft activity registered in the trades directory. A credit broker operating as a company receives a Kbis; a micro-entrepreneur or sole trader may be subject to an equivalent document suited to their status.

In practice

When signing a partnership agreement with a property developer, the head of a brokerage firm attaches a Kbis dated less than one month earlier: the document confirms to the developer the exact identity of the signing manager and the validity of the signing delegation.

Official sources

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