The borrower-insurance delegation module
CourtImmo borrower-insurance module helps the broker (and the insurance broker who also holds IOBSP status) manage delegation: compare guarantee equivalence, handle post-Lemoine substitution and track each insurance file alongside the loan.
The problem
- Comparing a group contract and a delegation on truly equivalent bases
- Tracking the guarantee-equivalence criteria required by the bank
- Handling the substitution allowed at any time by the Lemoine law
What the module does
Guarantee-equivalence comparison
The module helps compare the group contract and the delegation on equivalence criteria, to make the broker advice objective.
Substitution management
The substitution allowed at any time by the Lemoine law is tooled, from the file to the request to the lender.
Unified insurance and loan tracking
Each insurance file is tracked alongside the loan file, for a complete view of the financing.
Cross-sell for COA
Insurance brokers who also hold IOBSP status add borrower insurance to their credit activity without changing tools.
Concrete results
Frequently asked questions
Does the module compute an insurance recommendation?
The module tools the comparison and tracking; advice and decision remain the broker responsibility, who performs the intermediation.
Is a specific status required?
Insurance distribution requires the relevant status (for example IAS). CourtImmo provides the tool; the regulated activity remains the broker responsibility.
See this module on your files
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