RNCP (professional certification)
A national directory listing state-recognized professional diplomas and titles. For ORIAS, certain RNCP-listed levels count as proof of the professional competence required to act as a credit or insurance intermediary.
Key points
- A state directory listing professional diplomas and titles recognized by France Compétences.
- Certain RNCP levels count as proof of professional competence for ORIAS registration.
- Certifications are classified by levels (1 to 8) aligned with the European Qualifications Framework.
- An obsolete RNCP certification may lose its ORIAS validity if removed from the directory.
Frequently asked questions
What types of RNCP certifications are valid for ORIAS registration?
ORIAS accepts certain RNCP-listed titles and diplomas in the fields of banking, insurance, finance and real estate, provided they reach the qualification level required for the intended intermediation category. It is advisable to check directly on the ORIAS website or with a professional union for the exact list of accepted certifications, as it changes regularly.
What should you do if your RNCP diploma has been removed from the directory since registration?
The removal of a certification from the RNCP does not automatically invalidate rights acquired at the time of registration, but may complicate an ORIAS renewal if the authority requires updated supporting documents. In that case, it is prudent to complete an upskilling course leading to a currently active certification, or to document ongoing professional experience to assert an alternative competence route.
Is DDA continuing professional development linked to the RNCP?
Not directly. The continuing professional development required by the Insurance Distribution Directive (DDA/IDD) responds to an annual training-hours obligation and is not conditional on obtaining an RNCP certification. The RNCP comes into play at entry to the profession as evidence of initial qualification level; the DDA/IDD manages skills updating throughout the career. The two mechanisms are complementary but distinct.
In practice
A newly qualified employee with a Banking BTS degree listed in the RNCP wishes to join a brokerage firm as a mandataire: the manager verifies that the certification level obtained matches the minimum level required by ORIAS for the COBSP category before launching the registration procedure.
Official sources
- Professional certification (RNCP) · France Compétences
- Article L519-1 of the Monetary and Financial Code · Légifrance
- Prudential supervision and resolution authority · ACPR (Banque de France)