Detailed comparison

CourtImmo vs Eloa

Category : Multi-market financing platform· eCréditsOfficial site

Eloa is one of the most modern competitors, with a multi-market platform, an OpenCrédits API and white-label. CourtImmo stands out with a deeper "Zero Entry" intake AI and a product focused on broker productivity rather than catalog breadth.

Brokerage firm leaders analysing business growth and profitability

In short

Eloa publishes eCrédits, a financing platform covering mortgage, consumer, consolidation and professional loans, complemented by the OpenCrédits API and white-label sites. Backed by 6.3M€ (including APRIL) and integrating OpenAI and Mistral, it is a recent, well-funded player.

CourtImmo vs Eloa

Feature
CourtImmo
Eloa

AI & automation

AI document extraction (Zero Entry)
Automated client intake (~2 min)
Automated bank-statement reading
Automated missing-document reminders

Credit-specific

Simulations and financing plans
Bank-ready files
Debt-consolidation module
Borrower-insurance delegation

Client experience

Self-service client portal
Built-in e-signature
Mobile app
White-label for networks

Model & architecture

Modern cloud architecture (full web)
No commission taken on your files

Compliance support

Broker-compliance tooling (ORIAS/ACPR)

Strengths of Eloa

  • Multi-market coverage (mortgage, consumer, consolidation, professional) and eImmo/eMobilité verticals
  • OpenCrédits API and white-label sites for networks
  • Recent AI building blocks (OpenAI, Mistral) and APRIL backing

Limits versus CourtImmo

  • Broad platform: intake and statement AI depth stays below a native Zero Entry approach
  • On-quote pricing, not very readable for a solo broker
  • Wide scope that can make onboarding heavier

Pricing

  • CourtImmo: from 79€/month (Solo plan, all included, no commission)
  • Eloa : On quote

Why brokers choose CourtImmo

Native AI document extraction: file data entry drops from about 45 minutes to 2 minutes.

100% paperless and modern full web, with no software to install and no legacy stack.

Transparent SaaS subscription, with no commission taken on your files.

Built for the six IOBSP broker profiles, from solo to white-label network.

Frequently asked questions

Eloa already offers AI, what does CourtImmo add?

CourtImmo puts AI at the heart of intake: file data entry drops from about 45 minutes to 2 minutes via multimodal document reading. It is our core product, not one module among many in a wide catalog.

Does CourtImmo also offer white-label?

Yes, the Réseau plan includes white-label to equip agencies and agents under your own brand and domain.

Compare for yourself, on your files

Try CourtImmo in real conditions and measure the time saved from the very first file.

Comparison based on publicly available information, for informational purposes. Cited brands belong to their respective owners. Last editorial review: 2026-06-04

Brokerage firm leaders analysing business growth and profitability

Controlled performance

Clearer growth, financing file after financing file

The right indicators connect productivity, service quality and profitability without multiplying tools.